Questions

Q: When will the loan be due?
A: Generally, on your following payday or you may pay the finance charge and extend the loan until your next payday.

Q: How much can I borrow?
A: Up to $500.00. (Contingent upon income level and various underwriting criteria.)

Q: When will I receive my loan?
A: If all information is received by 1:00 p.m. and can be verified, you will generally receive your money on the next business day.

Q: When will I hear from you?
A: You will hear from us within one (1) business day or sooner upon receiving the necessary information. We will contact you with a loan offer or email you for missing information. We are closed on weekends and holidays.

Q: How will I know if I'm approved?
A: We will contact you with a loan offer. If denied, you will receive a notice by mail.

Q: Can I extend the loan?
A: Yes, after 4 renewals you will be required to pay down a portion of your loan plus any finance charges.

Q: Can I pay the loan off early?
A: Yes, we recommend that all of our Customers attempt to pay any payday loan off as quickly as possible in order to minimize the finance fees and overall cost. At Tdcmarketingwebsite.com, you will never be charged a prepayment penalty. Paying your loan off early may qualify you for a rebate on the Interest owed. Please contact us via phone (678-355-1551) or email at least 2 business days prior to your due date if you would like to pay your loan off early.

Q: Can I make a partial payment on the principal owed?
A: Yes., you can make a partial payment in increments of at least $50 on the principal owed on the deferred deposit loan without incurring additional charges above the charges provided in the loan contract.

Just call us at 678-355-1551, or e-mail sales@tdcmarketingwebsite.com to make a partial payment.

Q: Can I extend the loan?
A: Yes, after 4 renewals you will be required to pay down a portion of your loan plus any finance charges.

Q: How much is the fee for my loan?
A: The finance fee is $20 per hundred dollars borrowed up to 17 days. The loan fees for 18 days and over will be $40.00 per $100.00 borrowed. For example, on a $300 loan for 14 days, the cost of credit is $60 at an Annual Percentage Rate of 521.429%. Click here for the Utah Fee Schedule.

Q: What is an APR?
A: The A.P.R. is the annualized percentage rate of your payday loan and is used a tool for consumers to compare the cost of various credit options available to them. Note: our loans are at a higher-rate compared to some other sources of funds, but if kept only for short terms, they can actually be less costly than other alternatives. Please refer to our Loan Fee Schedule, so you can make an informed final decision before continuing with the loan processing. An example A.P.R. is below for a $300 loan with a duration of 14 days. FEDERAL TRUTH-IN-LENDING DISCLOSURES

ANNUAL PERCENTAGE RATE	FINANCE CHARGE	AMOUNT FINANCED	TOTAL OF PAYMENTS
The cost of your credit as a yearly rate. 521.429%	The dollar amount the credit will cost you. $60.00	The amount of credit provided to you or on your behalf. $300.00	The amount you will have paid after you have made all payments as scheduled. $60.00

Q: What is the fastest way to process my application?
A: Complete the application on-line. We will contact you if we need any further information.

Q: Can I print and fill-out an application?
A: No, applications are only accepted on-line.